Excess & Surplus Lines Coverage
As you know, not all risks fit admitted carriers’ appetites. It could be a homeowners policy with multiple claims, a secondary residence right on the beach, or a high-hazard contractor. But there is a solution. FMJ works with several wholesalers who specialize in writing Excess & Surplus Lines coverages for hard-to-place risks and they can help you get your clients the right coverage.
These wholesalers have arranged office support to assist our FMJ Agents with all their needs. We will facilitate contracting with these wholesalers, but your agreements will be with them directly. They handle your binding, pay your commission directly, and address any questions or concerns you may have regarding your client’s coverage. With FMJ’s markets and these national Excess & Surplus Lines wholesalers, you will have a solution for any potential client you meet.
PARTNER REVIEWS
Real Agents
At FMJ, we honor our agents, recognizing their dedication, expertise, and unwavering commitment to success.
“My first interaction with FMJ was quite memorable, mainly due to the quality of the individuals I met. Their personal lines team in particular stood out. They were knowledgeable and had all the answers I needed during my initial interview process.”
“In a tough industry, they have your back.”
“FMJ is an invaluable partner for small agencies, whether starting from scratch or seeking to optimize their operations in the competitive insurance landscape. In our industry, you need that support. FMJ is there with you. I wholeheartedly recommend them.”
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