Restaurants
FMJ offers a tailored Restaurant Insurance Program designed to address the unique risks faced by restaurant owners. This program is available through our independent insurance agents and includes a variety of coverages to ensure that your clients’ restaurants are well-protected.
Types of coverages:
- Business Property. Covers damage to the building and contents from events like kitchen fires.
- Business Interruption. Compensates for lost income during closures due to covered events.
- Equipment Breakdown. Covers repair or replacement costs for essential equipment.
- Cyber Liability. Protects against financial losses and reputational damage from cyber-attacks.
- Liquor Liability. Offers protection against claims related to alcohol-induced incidents.
- Product Liability. Protects against claims related to product safety and customer illness.
- Hired and Non-Owned Automobile Insurance. Covers incidents involving employees’ vehicles used for business purposes.
PARTNER REVIEWS
Real Agents
At FMJ, we honor our agents, recognizing their dedication, expertise, and unwavering commitment to success.
“FMJ has had a huge impact on my business. Without hard work and them, I couldn’t have gotten to where I am. FMJ helps you win.”
“FMJ’s instrumental role in expanding my business, especially in the commercial sector, is evident. The outstanding FMJ team has consistently demonstrated exceptional support, accessibility, and extensive knowledge.”
“FMJ is an invaluable partner for small agencies, whether starting from scratch or seeking to optimize their operations in the competitive insurance landscape. In our industry, you need that support. FMJ is there with you. I wholeheartedly recommend them.”
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